Rate & Terms

Rate & Terms.

Know your interest rates, fees, and repayment terms upfront for a confident borrowing experience.

How is APR Calculated?

The Annual Percentage Rate (APR) is the total cost of your loan expressed as a yearly rate. It includes the interest rate along with applicable fees and charges. APR helps you compare different loan offers more accurately.

Interest Rates & Fees

Interest Rate Range: 12%p.a. - 30% p.a.
APR Range: 13.50%p.a. - 35% p.a.
Processing Fee: Up to 2.5% + GST
Late Payment Charges: Up to 2% of overdue amount
NACH Bounce Charges: ₹500 per bounce

Representative Loan Example

Loan Amount	Interest Rate (p.a.)	APR	Processing Fee (inc. GST)	Loan Tenure	Monthly EMI	Total Repayment Amount	Total Interest Payable
₹50,000	18%	21.5%	₹500 + GST	12 Months	₹4,587	₹55,044	₹5,044

Note: The above example is for illustration purpose only. Actual interest rate, APR and charges may vary based on your profile and credit assessment.

Important Notes

Interest rates are determined based on your credit profile and loan amount.

There are no hidden charges. What you see is what you pay.

Loan approval is at the sole discretion of our lending partners.

All fees and charges are disclosed before you confirm your loan.

GST will be applicable on applicable fees and charges.